So I just off the phone with our credit union and they had to counter offer on our loan request because we haven’t owned our dog grooming business for 2 years. They can’t use the income we make on our business till we have owned it for two years. Unfortunately this makes our loan significantly less then what we had wanted. I’m going to get back in touch with another lender that we had a pre-approval with and work on getting another pre-approval from them again, since they were able to to do it back in Sept. Just a little road block in our pursuit of happiness. Nothing we can’t work through. I understand the reasoning and would like to keep the loan under our bank, but it just might not end up that way.
This is where I said J.J. Abrams kicks ass. This is going to be a fun ride!
http://www.spike.com/video/3063812

Image via Wikipedia
Actually this isn’t the begining, but it is the begining of us really house hunting. For the past 6 months we have been using Redfin and Trulia to search for homes that we might be interested in. The problem we ran into with Redfin is that the concept is great and their search is top notch, but they won’t work with short sales. Now hold on before you tell me short sales suck, I already know this. I’m just interested in trying for the homes we like, and if that involves the possibility of a short sale I want to be able to make sure I’m using a Realtor that wants to work with us to find our home. This is what brings us to our possible new Realtor, Dan Slater from Orange Realty. He seems like a really nice guy so that’s a start. He mentioned he is a board member on the city of Orange Chamber of Commerce and he knows one of the marketing guys at my work. Next I’ll have to see if my barber knows him (Dick seems to know everyone). Here are our housing qualifications.
We are looking for homes under the $400k range and we don’t want to deal with PMI
We love Orange and would love to live in the Plaza area but we know we can’t afford that, so we are looking in a couple various Neighborhoods in Orange and also Garden Grove.
3 Bedroom 1+/2 Bath
1000+ Sq/Ft house on 7000+ Sq/Ft lot
Prefer to have a back yard without a pool
2 car garage is a must
He’s going to take us out looking at homes on Sunday, so that should be fun. I will keep you all posted on how things go and I’ll try to take some pictures of the homes we go look at.
Oh and for you political fans, no this is now Dan Slater from Colorado. ;)
2008 Movies that I want to see but haven’t yet…
Definitely Maybe
Jumper
Vantage Point
Charlie Bartlett
The Bank Job
The Hammer
21
Run Fatboy, Run
Meet Bill
Chaos Theory
Harold and Kumar Escape
Son of Rambow
Chronicles of Narnia : Prince Caspian
War, Inc.
The Foot Fist Way
The Promotion
Wanted
Wall-E
Hancock
Hellboy II: The Golden Army
Pineapple Express
Hamlet 2
House Bunny
The Rocker
My Best Friends Girl
Nick and Norah
Sex Drive
CJOnline / The Topeka Capital-Journal - Planning under way for Obama holiday
These things write themselves. Why the hell would anyone think of promoting such a thing like this before someone has even done anything?
Didn’t I say I was going to stop talking about politics recently? Well good luck in that happening, I think I’m going to work on pointing out the idiots on the Obama side that don’t understand how the world works. I’m all for change and things improving but it’s not something that happens overnight, and government should only be involved so much.
Here is a quote of a comment I made on a OC MetBlogs website.
Don’t get me wrong I voted for Obama, I just don’t think the roads will be repaved with gold and our faucets flow with chocolate milk. Someone is going to pay for all these wonderful things that people think they are going to be getting now that the Dems are in charge, and once people realize they actually have to work for a living and that the government is taking nearly 50% of what they make to help everyone but them, their eyes will open up to how the world really works… I’m just saying